Starting Your Search
Time To Go House Hunting!
Once those you’ve secured the right agent and prepared your financials - it’s time to start shopping!
If you can, take a drive around the neighborhoods and communities that interest you to get a feel for the area. You can look online at listings as well. If you’ve found a property you like, contact your agent and they can schedule a time to visit the home. When looking at properties, ask your agent about the long-term resale value of the properties being considered.
Narrow Your Search
Talk with your agent about your desired property and establish criteria together. How many bedrooms and baths would you like? Do you want a yard? Is there a specific school district you’d like the property to be zoned in? There are many factors to consider, so communicating them will help your real estate agent focus on the right potential properties.
It's Time to Buy
Your real estate agent’s negotiating skills will be important for handling the offer process. Once you’ve found the property you want to purchase, it’s time to make an offer. Your real estate professional will do all the necessary analysis to help you create an advantageous offer. A good agent will examine the potential costs and expenses associated with the property.
During the negotiation process, your agent will draft the purchase agreement. Home warranty, escrow arrangements, and title will be included in the offer. Your agent will advise you of all protective contingencies, local regulations, and customary practices as well. Remember, your real estate professional will advise and notify you of important information, but it is ultimately your decision as to the terms and exact price you wish to offer.
When you are ready to get started, call us at 203.939.7002 or complete this short form and one of our agents will be in touch.
What Price Range Can I Afford?
Resources For Fairfield Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.